Property Insurance




Property insurance is a policy that provides financial reimbursement to the owner or renter of a structure and its contents, in the event of damage or theft. Property insurance can include homeowners insurance, renters insurance, flood insurance and earthquake insurance. Personal property is generally covered by a homeowners or renters policy, unless it is of particularly high value, in which case it can usually be covered by purchasing an addition to the policy called a "rider". If a claim is filed, the property insurance policy will either reimburse the policyholder for the actual value of the damage, or the replacement cost to remedy the damage.

Type Description
Householder’s Insurance This policy chiefly covers high-value paintings and artefacts against all risk.
Jeweler’s Block Insurance Specifically designed for establishments dealing with diamonds, this policy can cover wholesale and retail marketing but not cutters and goldsmiths or brokers.
Marine Insurance Marine insurance coverage, the oldest insurance in the world, covers transportation of goods by sea, including all ocean voyages and inland waterways, by rail/road/air, and couriers.
Standard Fire and Special Perils Insurance The policy is a comprehensive property cover that provides financial protection against 12 perils other than fire for all moveable/immoveable properties on land.
Office Package Insurance Being a combination of several insurance policies, the Office Package is fundamentally designed to take care of all risks faced by an entrepreneur.
Industrial Property Damage Insurance Industrial Property Damage covers Fire, Burglary, Business Interruption, All Risk, Plate Glass and Money insurance.